Financial Support Resources for Fertility Care

National Non-Profit Grants & Scholarships

• Baby Quest Foundation: Provides grants ranging from $2,000 to $16,000 twice a year for IVF, egg/sperm donation, and gestational surrogacy. Open to single parents, same-sex couples, and heterosexual couples who are U.S. permanent residents.
• The Cade Foundation: Offers the Family Building Grant (up to $10,000 per family) for medical infertility treatments and domestic adoption to legal U.S. residents with an official infertility diagnosis.
• Gift of Parenthood: Awards financial grants up to $20,000 for assisted reproduction expenses, including IVF, egg freezing, and Pre-implantation Genetic Testing (PGT).
• Hope for Fertility Foundation: Grants financial assistance (typically $500 to $3,500) to married U.S. citizens with an official infertility diagnosis.
• AGC Scholarships: Offers financial grants to cover treatments and procedures for individuals or couples over age 18 who hold an infertility diagnosis and U.S. citizenship.

Diagnosis- & Population-Specific Assistance

Cancer-Related Fertility Preservation

• LIVESTRONG Fertility: Partners with clinics to provide discounted services (at least 25% off) and free stimulation medications for cancer patients preserving their fertility prior to oncology treatments.
• The Samfund: Offers family-building grants up to $4,000 specifically tailored for young adult cancer survivors.

Military & Veterans

• Bob Woodruff Foundation (VIVA Fund): Provides financial assistance for wounded veterans to help cover IVF and fertility-related expenses not fully met by VA coverage.

LGBTQ+ & Diverse Communities

• Men Having Babies (GPAP): Offers financial assistance, cash grants, and in-kind services (discounted or donated IVF and surrogacy services) through their Gay Parenting Assistance Program.
• Fertility for Colored Girls: Provides support, educational resources, and financial grants (the Gift of Hope Award) to help Black individuals and couples afford fertility care.

Medication Savings & Manufacturer Programs

• EMD Serono Compassionate Care Program: Offers financial assistance and savings on fertility medications (such as Gonal-f) for eligible self-pay patients and military veterans.
• Ferring Pharmaceuticals Programs:
  • ReBate Program: Provides financial rebates on qualifying Ferring fertility products for eligible self-pay patients.
  • Heart Beat Program: Offers select fertility medications at no cost to female patients diagnosed with cancer prior to starting oncology treatment.

Clinic Payment & Specialized Financing Options

Refund & Risk-Sharing Programs

• Univfy: Partners with fertility clinics to offer customized multi-cycle IVF packages and refund options based on individualized predictive data.

Fertility-Specific Financing Lenders

• CapexMD: Specializes in medical loans designed specifically for fertility treatments and medications.
• Future Family: Offers customizable IVF financing plans, coaching, and subscription payment models.
• LightStream: Provides fixed-rate personal loans tailored for medical and adoption expenses.

Advocacy & Navigation Resources

• RESOLVE: The National Infertility Association: Maintains an extensive directory of grants, state insurance mandates, and workplace advocacy toolkits.
• Fertility Within Reach: Focuses on patient advocacy, helping individuals navigate insurance coverage, write coverage appeals, and access financial resources.

Condition- & Gene-Specific Grants

• PKD-Free Alliance (PKD-Free Babies Grant): Offers grants up to $9,000 to cover uninsured costs of PGT-M testing and IVF for individuals carrying or impacted by Polycystic Kidney Disease (PKD).
• The Previvor Foundation (Previvor PGT-M Grant): Provides grants specifically designated to cover the costs of PGT-M screening for individuals carrying high-risk hereditary cancer genes (such as BRCA1/2 or Lynch Syndrome).
• Noelle’s Light: Provides need-based grants up to $10,000 for families undergoing IVF with PGT-M who have previously experienced a pregnancy loss, stillbirth, or infant death due to a single-gene condition.

General Grants Covering PGT-M & Single-Gene Screening

• Baby Quest Foundation: Grants range from $2,000 to $16,000 and can be applied directly to IVF, PGT-M testing, and genetic lab fees.
• Gift of Parenthood: Offers financial assistance specifically including coverage for PGT testing and specialized laboratory expenses.
• Conceive Fertility Foundation: Partners with genetic testing labs (such as CooperSurgical) to provide designated PGT grants alongside core IVF treatment awards.

Regional & State-Specific IVF Grants

• California: The Feit 4 KidZ Fertility Loan Fund provides interest-free loans up to $25,000 for individuals in the Los Angeles and Ventura areas to offset treatment costs.
• Florida: The Assisted Fertility Program in Jacksonville, FL offers $5,000 IVF grants.
• Louisiana: Sarah’s Laughter in Baton Rouge, LA provides $10,000 grants for treatment at SART-registered clinics.
• Northeast (NY & CT): The Nest Egg Foundation offers financial grants up to $20,000 for use at specific Connecticut and New York clinics. Additionally, New York State earmarks nearly $1 million annually for residents earning under $195,000.
• North Carolina: The Pay it Forward Fertility Foundation assists with additional fertility treatments, and the Samantha and Kyle Busch Bundle of Joy Fund specifically supports NC residents.
• Ohio: The Madeleine Gordon Gift of Life Foundation defrays costs associated with IVF procedures for couples in the Cincinnati area.
• Tennessee: The Starfish Infertility Foundation provides financial relief to couples facing infertility treatments not covered by insurance.
• Texas: The Fertility Foundation of Texas awards $12,000 grants biannually to Central Texas residents earning $100,000 or less.

Financial Resources Summary

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